Eligibility

Determining if you are eligible for a TuitionWise student loan is simple.

First, if you are an undergraduate or graduate student, you must be enrolled at least half-time in a degree or certificate program at a participating school. TuitionWise student loans can be used at over 6,000 schools nationwide. Continuing education borrowers can be enrolled less than half time in a degree-granting program or enrolled in a certificate/technical training program.

Second, students can greatly increase their chances of meeting the TuitionWise credit criteria by applying with a creditworthy cosigner. A qualified cosigner will help increase your chances of receiving a fast approval and could help you get a better rate.

If you decide to apply without a cosigner, you will need to satisfy the following requirements:

• Has a satisfactory residence and employment history of at least 2 years (if self employed, has been in business for at least two years);
• Has at least 21 months of credit experience and a satisfactory credit history;
• Has proof of current income; and
• Is a U.S. citizen or permanent resident who has resided in the U.S. for the previous two years.