Important Notice

TuitionWise Loans is no longer taking applications for our private student loans. If you need a private student loan, consider a Think Student Loan – available at www.thinkstudentloans.com.

Think Student Loans are specifically designed to help students pay for college. You can apply online or over the phone in about 15 minutes. You can borrow up to $250,000 lifetime agrregate maximum and the check is sent directly to you or your cosigner.¹

¹ This loan does not require school certification and the proceeds are disbursed in the form of a check co-payable to the borrower and cosigner (if applicable), mailed directly to the applicant with the stronger credit profile.

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Undergraduate and graduate borrowers may borrow annually up to the lesser of the cost of attendance or $30,000 ($40,000 for certain schools where it has been determined that the annual cost of attendance exceeds $30,000) and up to the aggregate amount of $130,000. Borrowers in Continuing Education and K-12 loan programs may borrow annually up to $30,000 and up to the aggregate amount of $130,000.

Undergraduate students may choose to defer repayment until six months after graduation or ceasing to be enrolled at least half time in school. Interest only and immediate repayment options are also available. Graduate repayment is automatically deferred. Continuing education borrowers begin repayment the earlier of a) 180 days after the student graduates or earns a certificate; b) 180 days after the student ceases to be enrolled; or c) two years after the date of the loan disbursement. K-12 loans are immediate repayment loans.