TuitionWise Student Loans | Private Student Loans and College Loans from TuitionWise

With a TuitionWise student loan, you can get up to $40,000¹ a year sent directly to you in about 5 days. And the best part - you don't have to pay a cent until after you graduate².

Apply for a loan

Some advantages of a TuitionWise Loan

Get a check sent directly to you
No payments required while you are in school²
Apply online or over the phone in minutes
Borrow up to $40,000 per year¹
Preliminary approval in as little as 15 minutes

The lender for TuitionWise Student Loans is RBS Citizens, N.A., Member FDIC and Equal Opportunity Lender. RBS Citizens, N.A., may sell your student loan to a third party. RBS Citizens, N.A. will only sell your student loan if the third party agrees to honor all of RBS Citizens, N.A.'s promises to you, including all promised benefits that you will receive or might become eligible for during the loan repayment period.
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Undergraduate and graduate borrowers may borrow annually up to the lesser of the cost of attendance or $30,000 ($40,000 for certain schools where it has been determined that the annual cost of attendance exceeds $30,000) and up to the aggregate amount of $130,000. Borrowers in Continuing Education and K-12 loan programs may borrow annually up to $30,000 and up to the aggregate amount of $130,000.

Undergraduate students may choose to defer repayment until six months after graduation or ceasing to be enrolled at least half time in school. Interest only and immediate repayment options are also available. Graduate repayment is automatically deferred. Continuing education borrowers begin repayment the earlier of a) 180 days after the student graduates or earns a certificate; b) 180 days after the student ceases to be enrolled; or c) two years after the date of the loan disbursement. K-12 loans are immediate repayment loans.